Solar Finance

Solar and battery finance without the upfront hit.

A good system pays for itself over years, but it wants paying for on installation day. Finance bridges that gap — and the right structure means the repayment is working against a bill you were paying anyway.

Home and commercial No-deposit options No broker fees
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What might it cost per month?
Move the slider for an instant estimate
Loan amount $35,000
$3,000 $100,000
Loan term
Estimated repayment
$620–$710
per month, over 5 years

An estimate only, not a quote or an offer of credit. Assumes a rate between 6.99% and 12.99% p.a. with no fees, deposit or balloon payment. Your actual rate depends on your circumstances, the asset and the lender.

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Solar Finance · $15,000
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30+ lenders compared · We’ll call you within 2 business hours · ACL 423002
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$3k–$150k
Typical loan size
1–10 yrs
Loan terms available
24–48 hrs
Most approvals
$0
Broker fees, always
What We Finance

Panels, batteries and everything around them

Some lenders fund only accredited-installer solar; others treat the whole electrification job as one project. It's worth being on the right one.

Rooftop solar
Residential systems, new or expanded
Battery storage
Retrofit or installed with the panels
Solar + battery
Funded together as one project
Commercial rooftop
Warehouses, farms and premises
EV chargers
Home and workplace charging
Hot water & heat pumps
Electrification of the whole house
Off-grid & hybrid
Rural and standalone power systems
System upgrades
Adding capacity to what you have
How It Works

Three steps, and we do most of them

No forms to chase, no lender queues to sit in. You answer some questions once and we take it from there.

01
Tell us the basics

Four short steps online — what you’re buying, roughly what it costs and a little about you. About two minutes, and no credit check at this stage.

02
We match the lender

We put your profile against 30+ lenders and pick the ones whose credit policy actually fits it, so the application goes in where it has the best chance.

03
Approval and settlement

Most approvals land within 24–48 hours. We settle directly with your accredited installer, and they book the job in.

Why Through Us

What a broker changes

Anyone can fill in a lender’s online form. The value is in knowing which lender to approach before you do.

Size the term against the system

Panels are warranted for decades and an inverter is not. A term stretched well past the point where you'd expect to replace components looks cheap monthly and rarely is — we'll show you the shorter term alongside it.

The repayment versus the bill

A well-sized system offsets a meaningful part of your electricity cost, though how much depends on your usage, tariff and the install. We'll model the repayment honestly so you can hold it against a real quote rather than a sales projection.

Rebates come off the quote

Federal STCs and any state rebate are normally applied by the installer before you see the price, so you finance the net figure. If a quote hasn't made that clear, ask before you sign it.

Commercial systems are a different product

A rooftop array on your own premises can be financed as business equipment, with different terms and different treatment at tax time. Worth a conversation with us and your accountant before it's locked in.

Before You Apply

What you’ll need on hand

Nothing is needed to start — this is what the lender will ask for once we’ve matched you to one.

If you're employed
  • Driver licence
  • Two recent payslips
  • Three months of bank statements
  • The installer's quote and system details
If you have an ABN
  • ABN, active and registered
  • Driver licence
  • Business bank statements
  • BAS or financials for larger systems
Missing something on this list isn’t a dead end. Low-doc options exist for most of these gaps — it changes which lender we approach, not whether the deal can be done. Send us the scenario and we’ll tell you straight.
Questions

Solar Finance, answered

Do I need a deposit?
Usually not. Most solar finance is written for the full installed cost, which is the point — the system starts offsetting your bill immediately rather than after you've saved for it.
Will the repayment be less than my power bill?
Sometimes, and it depends entirely on your usage, your tariff, the system size and how much you export. Anyone promising it flatly, without seeing your bill, is selling rather than advising. Send us the quote and your last bill and we'll put real numbers next to each other.
What about the rebates?
Federal small-scale certificates are almost always taken off the price by the installer, so the quote you're given is generally the net cost you'd finance. State schemes vary and some are paid separately — check with your installer which applies to your quote.
Can I include a battery or EV charger?
Yes. Batteries, chargers, heat-pump hot water and switchboard work are commonly financed alongside the panels as one project, which is simpler and usually cheaper than separate loans.
Can I do this for my business premises?
Yes, and it's often structured as equipment finance rather than a consumer loan, which changes the terms and the tax treatment. If you lease the premises, the landlord needs to be part of the conversation early.
Do you charge a fee?
No broker fee to you. We're paid a commission by the lender that writes the loan, and that's disclosed to you in writing before you sign anything.
More Finance Options

We finance a lot more than solar

One panel of lenders covers everything from a first car to a fleet of prime movers.

Car Finance
Bike Finance
Boat Finance
Caravan Finance
Equipment Finance
Truck Finance
Business Loans
You are here Solar Finance

Find out what you can actually borrow

Four short steps, about two minutes, and no credit check at this stage. You'll hear back from a real broker — not an auto-responder.

Get My Options Call 1300 265 743

Asset Now Pty Ltd (ABN 79 701 680 499) is a credit representative of National Finance Choice Pty Ltd (ABN 95 156 544 464), Australian Credit Licence 423002. Information on this page is general only and does not take your objectives, financial situation or needs into account. It is not an offer of credit or a credit quote. All applications are subject to lender assessment, verification of supporting documents and the lender’s credit criteria.