We hold accreditation across a panel spanning major banks, non-bank funders and asset-specific financiers — so your file is matched to whoever will actually say yes, not just whoever we happen to deal with.
Walk into a bank and you get one credit policy: theirs. If your situation does not fit that one product, the answer is no — with no explanation of who would have said yes. That is the gap a broker panel exists to close.
Asset Now holds accreditation across 30+ specialist lenders, from the major banks through to the non-bank funders who write the deals the majors will not touch. We are not paid more to place you with one lender over another, so the only thing that decides where your file goes is which lender is actually going to approve it, on the sharpest terms available.
We do not publish the full panel list publicly — lender agreements change, and a stale name on a website helps no one. What we can tell you is the shape of it, and how it plays out for the finance products we arrange every day: cars, trucks, equipment, boats, caravans, solar and business assets.
We do not name individual lenders here — panel makeup and appetite shift over time — but every file we submit lands in one of these three buckets.
The mainstream lenders most Australians already recognise. Usually the sharpest rate on offer for a strong, straightforward file — a stable income, clean credit history and a well-understood asset.
Built for the files a major bank declines outright: self-employed applicants with two years of messy returns, a thin credit file, or a situation that does not fit a standard credit policy.
Financiers whose policy is built around a specific asset class — commercial equipment, heavy trucks, or solar and green energy installs — and who understand how that asset is actually used and valued.
Credit assistance in Australia is licensed for a reason. Here is exactly which entity you are contracting with, and under whose licence we operate.
Asset Now Pty Ltd provides credit assistance as a credit representative of National Finance Choice Pty Ltd, the holder of Australian Credit Licence 423002. Our aggregator agreement is what gives us accreditation across the panel described above. Everything on this site is general information only and does not take your objectives, financial situation or needs into account. How we handle your personal and credit information is set out in our Privacy Policy.
Two minutes to apply, or send us the scenario and we’ll tell you honestly whether it is fundable before you go any further. No fee, no obligation.